[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.marcal.cz\/vyrazna-zmena-na-bankovnim-trhu\/#Article","mainEntityOfPage":"https:\/\/www.marcal.cz\/vyrazna-zmena-na-bankovnim-trhu\/","headline":"V\u00fdrazn\u00e1 zm\u011bna na bankovn\u00edm trhu!","name":"V\u00fdrazn\u00e1 zm\u011bna na bankovn\u00edm trhu!","description":"Klienti r\u016fzn\u00fdch bank maj\u00ed o tyto slu\u017eby z\u00e1jem, proto\u017ee se, vzhledem k tomu, \u017ee maj\u00ed v\u00edce \u00fa\u010dt\u016f u r\u016fzn\u00fdch instituc\u00edch, slo\u017eit\u011b orientuj\u00ed ve sv\u00fdch vlastn\u00edch … ","datePublished":"2025-03-03","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.marcal.cz\/author\/#Person","name":"","url":"https:\/\/www.marcal.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a1f3afbcba6a2c855138f9932fa7e5ab7d93bdcdef3da88e8b7e3a89881e43e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"marcal.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.marcal.cz\/wp-content\/uploads\/img_a315423_w2518_t1526311484.jpg","url":"https:\/\/www.marcal.cz\/wp-content\/uploads\/img_a315423_w2518_t1526311484.jpg","height":0,"width":0},"url":"https:\/\/www.marcal.cz\/vyrazna-zmena-na-bankovnim-trhu\/","about":["Ekonomika"],"wordCount":451,"articleBody":"Klienti r\u016fzn\u00fdch bank maj\u00ed o tyto slu\u017eby z\u00e1jem, proto\u017ee se, vzhledem k tomu, \u017ee maj\u00ed v\u00edce \u00fa\u010dt\u016f u r\u016fzn\u00fdch instituc\u00edch, slo\u017eit\u011b orientuj\u00ed ve sv\u00fdch vlastn\u00edch financ\u00edch. Toto otev\u0159en\u00e9 bankovnictv\u00ed v\u0161ak je\u0161t\u011b nen\u00ed pln\u011b k dispozici, nebo\u0165 na aplikaci p\u0159edpisu Evropsk\u00e9 unie PSD2 existuje \u010dasov\u00fd horizont roku a p\u016fl. V tomto nov\u00e9m modern\u00edm bankovn\u00edm trhu tak budou klient\u016fm nab\u00edzeny produkty, kter\u00e9 spoj\u00ed v r\u00e1mci aplikace vlastn\u00ed banky i jin\u00e9 \u00fa\u010dty jin\u00fdch bank.Mo\u017en\u00e1 se i vy pt\u00e1te, k \u010demu takov\u00fd otev\u0159en\u00fd p\u0159\u00edstup vlastn\u011b bude? Obzvl\u00e1\u0161\u0165 v dob\u011b internetov\u00e9ho bankovnictv\u00ed, kdy se p\u0159es internet jednodu\u0161e p\u0159ihl\u00e1s\u00edte b\u011bhem chvilky, do kter\u00e9ho sv\u00e9ho \u00fa\u010dtu chcete, a\u0165 je to jedna, druh\u00e1 \u010di t\u0159et\u00ed banka.V\u00fdhodou bude, \u017ee v\u0161echny informace o sv\u00fdch bankovn\u00edch produktech budete m\u00edt pohromad\u011b. D\u00edky speci\u00e1ln\u00ed aplikaci pak m\u016f\u017eete z\u00edskat je\u0161t\u011b lep\u0161\u00ed p\u0159ehled o va\u0161em hospoda\u0159en\u00ed jako celku. Tato aplikace by v\u00e1m m\u011bla umo\u017enit tak\u00e9 zadat platbu, z kter\u00e9hokoli va\u0161eho \u00fa\u010dtu. Dle n\u011bkter\u00fdch analytik\u016f se d\u00e1 p\u0159edpokl\u00e1dat, \u017ee b\u011bhem n\u00e1sleduj\u00edc\u00edch dvou let bude tyto v\u00fdhody vyu\u017e\u00edvat nejm\u00e9n\u011b desetina drobn\u00fdch klient\u016f. Jedn\u00edm z d\u016fvod\u016f bude, \u017ee t\u00edm u\u0161et\u0159\u00ed n\u011bkter\u00e9 poplatky za bankovn\u00ed slu\u017eby.Mo\u017en\u00e1 te\u010f i vy jste zaujati budoucnost\u00ed bankovnictv\u00ed, a tak se pt\u00e1te, kdy bude mo\u017en\u00e9 takov\u00e9 aplikace za\u010d\u00edt vyu\u017e\u00edvat.N\u011bkter\u00e9 banky ji\u017e v tuto chv\u00edli takov\u00e9 slu\u017eby umo\u017e\u0148uj\u00ed a tedy ji\u017e nyn\u00ed si m\u016f\u017eete n\u011bkter\u00e9 sv\u00e9 \u00fa\u010dty propojit. Samoz\u0159ejm\u011b ostatn\u00ed banky na tom ji\u017e tak\u00e9 pracuj\u00ed a chystaj\u00ed syst\u00e9my pro aplikaci dan\u00e9ho na\u0159\u00edzen\u00ed tak, aby ji\u017e v \u010dervnu roku 2018 bylo toto drobn\u00fdm klient\u016fm dostupn\u00e9. N\u011bkter\u00e9 banky otev\u0159elo tento p\u0159\u00edstup p\u0159ed\u010dasn\u011b a to nap\u0159\u00edklad v roce 2012, co\u017e byla Fio banka. Pro podnikatele je to jedn\u00edm z d\u016fvod\u016f, pro\u010d b\u00fdt u t\u00e9to banky. Lze toti\u017e \u00fa\u010det propojit i s r\u016fzn\u00fdmi \u00fa\u010detn\u00edmi programy a platebn\u00edmi syst\u00e9my, jako je t\u0159eba zn\u00e1m\u00fd GoPay a PayU.T\u00edm, \u017ee si klient bude moci vybrat sv\u016fj nejv\u00fdhodn\u011bj\u0161\u00ed \u00fa\u010det a k n\u011bmu p\u0159id\u00e1vat ty ostatn\u00ed, m\u016f\u017ee velmi u\u0161et\u0159it.Pokud v\u0161ak m\u00e1te nebankovn\u00ed slu\u017eby, budete si muset po\u010dkat, a\u017e si tato instituce vy\u0159\u00edd\u00ed registraci u \u010cNB.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdrazn\u00e1 zm\u011bna na bankovn\u00edm trhu!","item":"https:\/\/www.marcal.cz\/vyrazna-zmena-na-bankovnim-trhu\/#breadcrumbitem"}]}]